Insurance

Can Insurance Companies See If Your License Is Suspended

Unless you are a new driver or extraordinarily conscientious, you have certainly received at least one express ticket. As such, you are aware that the acceleration of tickets will result in points being judged against your license. Less obvious is the fact that these points of speeding or committing any other type of moving offense quickly accumulate; of which the end product may be serious, as in a suspended license.

If you simply pay for a speeding ticket, you can forget about the hope of a just outcome, because by doing so, you are acknowledging that you are guilty in the eyes of the law. There will be no better result than the judgment of the court, and you will be held responsible for all fines and penalties imposed by law. Of course, these fines will depend on various factors, such as how fast you go, whether you were in a school or construction zone or not, and the number of times you received traffic directions. The standard speeding fines in the state of Florida are as follows:

• 15 km / h or less

If that’s what you’ve been stopped for, you will be fined approximately $ 200 and three (3) points will be assessed against your driving license. It will remain on your license for three years.

• 16 km / h to 29 km / h

It will also result in a fine that is increased to about $ 250, and the points you get against your license increase to four (4) points.

• 30 km / h to 49 km / h

This offense has far more serious consequences than the previous offenses. At 30 to 49 km / h you must not only pay the fine and (4) points be levied, but you must also require a court appearance from either you or a lawyer you have hired. You will only know until your court appearance how much the fine will be, because it is imposed by the judge at the time of your appearance if you are found guilty of the offense. It is important to note that if you do not appear in court, your license may be suspended.

• 50 km / h or more

Ah, son! This traffic violation is a serious problem. You must appear in court for this offense and a conviction can result in a fine of up to $ 1,000, and this is only the first time you have been convicted. A second conviction could justify a fine of up to $ 2,500. These are fairly hefty fines, but get a third conviction, and you could face a fine of up to $ 5,000. To make matters worse, this conviction could lead to ten (10) years of revocation of a driver’s license.

While neither of the first two offenses mentioned here should appear in court, it is definitely advisable to prepare a defense or hire a good traffic ticket attorney to defend you. It may be just another expense, but there are several factors to consider. Just a few of these are as follows:

• Time – time is a valuable thing and as one says, time that has been lost can never be restored. If you decide to defend yourself, you will find that you need to invest a lot of time in the thorough investigation of the law you are accused of, as well as the circumstances around you stop, such as time of day, weather conditions, road conditions, etc. In addition, you will need to work to prepare an adequate defense. This means that you must be fully prepared to go to court and present evidence while maintaining the professional conduct determined by the court. Chances are good that you could be in court longer.

• Money – as I said, it may seem like hiring a lawyer at first is just one extra cost, but consider the other options available to you. Yes, you can probably go to the traffic school, but you will still have to pay the fine, the court costs and the traffic school itself. These expenses are increasing rapidly. Let’s not forget about the increase in car insurance, and sometimes even life insurance, which can occur once you get points on your license. These points are a strong indication to the insurance companies that you are running a higher risk. Of course, insurance companies assess risk potential when determining premiums. It can get expensive very quickly if you add these increases to the fine, and the court costs you have to pay if you just accept the traffic ticket without fighting it.

Acceleration is probably one of the easiest traffic tickets to get, and if it’s traffic in South Florida, it’s almost impossible to drive with a cruise for any length of time. These same conditions – traffic congestion, construction, cyclists, pedestrians, dazzling glare of the sun, or the darkness of sudden rainstorms – also make it extremely difficult to be vigilant to look at the road and keep track of your speedometer.

It is for these reasons that it is becoming increasingly frustrating that almost all police restrictions have a diminished tendency to get drivers a little slack for slightly quick offenses. Maybe it’s because the different law enforcement agencies are pushing harder for enforcement, or maybe it’s a matter of what seems to be an anti-them attitude. If you’ve been covered in the last few years, you know what I mean. You are very rarely greeted by a policeman who looks pleasant, and you feel like you are being treated like a criminal before you even know why you were stopped. It propagates the attitude of us-towards-them, but now from managers’ perspective. No one wants to be treated in an unfriendly way.

Yes, 50 kilometers per hour over the speed limit probably deserves some heavy fines, but it has been our experience that most of our customers go 15 km / h over the speed limit when they get a traffic ticket, and this is often due to a rapid lowering of the speed limit. If you have received a speed ticket, allow us to consult you for free by calling us at 954-967-9888.

Gallery For Can Insurance Companies See If Your License Is Suspended

0 Comments
Share

insurance

Reply your comment

Your email address will not be published. Required fields are marked*