Should I Call Other Driver Insurance Company
What to do if you are involved in a car accident
It is unfortunate that most people do not know what to do when they are involved in an accident. My own mother was in an accident recently, and she reluctantly called me and asked what she should do. Knowing what to do is important to protect your health and your interests with the other managers and the insurance companies. This is true even if you are wrong.
The safety after your accident is the most important. If you, the other driver or one of the passengers is seriously injured, make sure you call for help. Call 911, one-time phone call for police and ambulance. If no one is injured, it is still advisable to send a non-emergency call to the police department and request the police presence at the scene of the accident. In most cities, including Las Vegas (and the surrounding areas), you can call 311 for the non-emergency position by the police.
In the event of injuries and / or damage to property, the presence of the police is very important, so that a police report can be prepared and later used to obtain the appropriate compensation from the insurance company or companies concerned, even if it is your own insurer. Compensation can cover medical treatment, property damage, loss of wages and / or pain and suffering.
If the police are called by a 911 emergency call or 311 non-emergency call, the police will ensure that all the relevant information is reported in the police report. If there is no apparent injury or damage to property, and / or if the police do not arrive at the scene of the accident, you must exchange information with the other driver. Obtain the name of the driver, the car registration information, the insurance provider and the policy number. Provide your information to the other driver.
Do not make any statements other than facts, and only to the police regarding the accident and how the accident occurred. Do not make statements about your state of health; remember that many lesions can be latent injuries that are not immediately visible. Contact a personal injury lawyer immediately; Do not communicate with the other party’s insurance company or report your accident to your insurance company before consulting a personal injury lawyer. In most cases, the lawyer accepts the responsibility to make such contacts on your behalf, but will tell you if you need to make contacts of any kind. Remember that it is in the insurance company’s interest to underestimate the injuries and damage caused by an accident so that they pay the least compensation. The lawyer knows how to deal with the insurance companies and get the compensation you deserve. The more serious the accident, the more important it is that you contact a personal injury lawyer.
Ramzy Ladah, Esq.
Las Vegas Personal Injury Attorney, PLLC